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Home Personal Finance Discover’s 5% bonus categories for Q3 2024: Grocery stores and Walmart

Discover’s 5% bonus categories for Q3 2024: Grocery stores and Walmart

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Discover’s bonus categories for Q3 2024 will be a great help when planning summer barbecues, pool days, and dinners.

From July 1 to September 30, 2024, Discover it® Cashback and Discover it® Student Cash Back Earn 5% cash back on up to $1,500 in combined quarterly spending at grocery stores and Walmart (activation required; earn 1% cash back on all other purchases).

Here’s what you need to know to make the most of these spending categories.

Check out our 2024 bonus reward categories

  • Gas station/EV charging station.

  • TBD (2023: Amazon, Target).

A closer look at Discover’s third quarter bonus categories

In Q3 2024, this includes:

grocery store

Eligible grocery store purchases for which the bonus rate applies include purchases at supermarkets, butchers, bakeries, small grocers and grocery delivery services. Purchases not eligible for this rate include purchases at Target, convenience stores, wholesale clubs and discount stores.


During this quarter, you can also earn the bonus rate on purchases at Walmart Discount Stores, Walmart Supercenter Stores, Walmart Neighborhood Market Stores, Curbside Pickup, Walmart+ and Walmart Gas Stations in-store or online. Purchases made using Walmart Pay with an eligible Discover Card also qualify for bonus rewards.

However, purchases made through individual merchants or stand-alone locations within Walmart brick-and-mortar stores may not qualify. Other ineligible purchases include purchases at Sam’s Club, purchases made through affiliates of Walmart.com, and purchases made outside the United States. Terms and conditions apply.

Maximizing Discover’s Q3 Bonus Categories for 2024

Checking off the items on this list will help you make the most of the bonus categories listed above.

  • Log in to your Discover account to enable bonus categories.

  • Use your Discover card whenever you shop at the grocery store or Walmart in-store or online.

  • To see if you’ve hit your $1,500 spending limit, keep track of your spending. There’s an automated tracker available when you log into your Discover account that can help.

in view of Discover it® Cashback?

NerdWallet Review

of Discover it® Cashback This card is ideal if you can keep up with the bonus categories that change quarterly, remember to activate your bonuses, and pay your credit card bill in full each month, otherwise the interest rate on the card will exceed the value of the rewards.

Card features include:

  • April: 0% introductory APR for 15 months on purchases and balance transfers, then 18.24% – 28.24% variable continuing APR.

  • Sign-up bonus: Referral Rewards: Unlimited cash back match for all new card members – exclusive to Discover. Discover will automatically match all cash back earned at the end of your first year. There’s no minimum spend or maximum rewards. You can grow your $150 cash back to $300.

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