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Cruises During Hurricane Season: How to Book Smart

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Booking a cruise is a fun experience as you imagine new coasts and destinations to visit. Decide the best time to travel When travelers juggle school, work and vacation periods, it can be difficult to find the right cruise to fit their schedule.

Hurricane season can be an added concern as it can affect travel to cruise departure points and areas visited on your cruise itinerary. It’s important to know when hurricane season is for cruises, what your options are if weather halts your plans, and how you can save money on lost expenses with certain credit cards.

of Best Cruise Lines Always have a contingency plan in place to prevent your dream vacation from being completely ruined. Here’s what you need to know:

When is hurricane season?

In the Atlantic basin, hurricane season runs from June 1 to November 30, peaking between mid-August and mid-October, although storms can occur outside of these months. In the Southern Hemisphere, it is December through March.

Hurricanes that occur in the South Pacific and Indian Oceans are called cyclones, while those that occur in the Northwest Pacific are called typhoons. Cruise ships and hurricanes don’t mix well, but passengers don’t have to worry about the ship being sunk in a hurricane because crew members have weather forecasts in advance to avoid oncoming storms.

Cruise lines will likely reroute ships or cancel trips altogether before putting crew, passengers and the ship at risk. Crew members on board will also receive extensive training on how to respond if they encounter rough seas or bad weather.

🤓Geek Tips

Cruises Booking a cruise during hurricane season can sometimes get you cheaper rates. Uncover a better deal The trade-off is the risk of traveling during hurricane season, which is most likely to affect navigation in the Caribbean and the Gulf of Mexico.

Can a hurricane travel faster than a cruise ship?

Cruise ships can reach speeds of as much as 34 mph (although rarely), while hurricanes generally only reach speeds of 10-15 mph (although not as fast as 40 mph).

This means that if a hurricane changes course at the last minute, the ship will be able to avoid the storm. You may encounter rough seas and your route may be affected, but rest assured that the captain and crew are always on guard to ensure the safety of everyone on board.

Will my cruise itinerary change if a hurricane occurs?

If a hurricane is heading towards (or has already formed in) one of the ports of call, your cruise itinerary may change before or during sailing.

Cruise lines typically monitor the progress of the storm and notify passengers immediately of any port changes or update their websites with appropriate communications prior to sailing. Changes may include rerouting from the Eastern to the Western Caribbean, skipping ports entirely, or changing the dates of visits to individual ports based on weather.

If a storm is between the ship’s current location and the disembarkation port, the cruise may be extended or shortened by a few days.

🤓Geek Tips

Any Shore Excursions Refunds for tours that cannot be taken due to itinerary changes will only be given if the tour was purchased through the cruise line. If the tour was purchased through a third party, there is no guarantee that a refund will be given.

When will cruise sailings be cancelled?

It’s very rare for a cruise line to cancel a voyage outright; they’ll likely change the itinerary to avoid bad weather, visiting different ports, or even skipping some ports entirely.

The best way to avoid problems when traveling during hurricane season is to head to destinations that aren’t affected. That means that during the North American summer (June to September), travelers are less likely to encounter disruptions in places like the Mediterranean. Meanwhile, during the South American summer (December to February), Caribbean It can be more reliable: Caribbean islands such as Aruba, Bonaire, and Curacao rarely experience hurricanes, even during hurricane season.

If you want to avoid flight cancellations and rerouting due to hurricanes, consider hurricane-free destinations. Alaska or Antarctica, where fog, rough seas, wind and snow are more likely to be issues. In these cases, cruise ships heading to these destinations usually have simple contingency plans in place to avoid travel disruptions.

Is travel insurance useful?

Yes, adding travel insurance can be extremely helpful if you’re booking a cruise during hurricane season. Cruise lines may offer insurance during the booking process, but travelers can save money by taking advantage of specific coverage. Credit cards with travel insurance This includes coverage for weather-related incidents, etc. This could include anything from your flight being delayed while you are getting to the cruise ship to being unable to sail due to a natural disaster.

This means it’s important to use a good credit card that already has travel insurance included, so you don’t have to buy anything else.

Top cards with travel insurance

Chase Sapphire Preferred® Card

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Chase Sapphire Reserve Credit Card

Chase Sapphire Reserve®

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American Express Platinum Card®

American Express Platinum Card®

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American Express Website

Fees and charges

Chase Inc. Business Preferred Credit Card

Ink Business Preferred® Credit Card

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Travel Insurance (not a comprehensive list)


• Travel Delays: For delays over 12 hours, up to $500 per ticket.

• Trip cancellation: Up to $10,000 per person, up to $20,000 per trip. Up to $40,000 in benefits over a 12-month period.

• Trip interruption: Up to $10,000 per person, up to $20,000 per trip. Up to $40,000 in benefits over a 12-month period.

• Baggage Delay: Up to $100 per day for 5 days.

• Lost luggage: Up to $3,000 per passenger.

• Travel Delays: For delays longer than six hours, up to $500 per ticket.

• Trip cancellation: Up to $10,000 per person, up to $20,000 per trip. Up to $40,000 in benefits over a 12-month period.

• Trip interruption: Up to $10,000 per person, up to $20,000 per trip. Up to $40,000 in benefits over a 12-month period.

• Baggage Delay: Up to $100 per day for 5 days.

• Lost luggage: Up to $3,000 per passenger.

• Travel Delays: Up to $500 per trip for delays longer than six hours.

Trip Cancellation: Up to $10,000 per trip. Up to $20,000 in benefits over a 12-month period.

• Trip interruption: Up to $10,000 per trip. Up to $20,000 in benefits over a 12-month period.

• Lost luggage: Up to $3,000 per passenger.

• Travel Delays: For delays over 12 hours, up to $500 per ticket.

• Trip cancellation: Up to $10,000 per trip. Up to $20,000 in benefits over a 12-month period.

• Trip interruption: Up to $10,000 per trip. Up to $20,000 in benefits over a 12-month period.

• Baggage Delay: Up to $100 per day for 5 days.

• Lost luggage: Up to $3,000 per passenger.

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Some travelers prefer to purchase additional protection when booking expensive trips. Hurricane Travel Insurance It gives you peace of mind when spending money on a memorable trip.

If you are flying into your embarkation city, we recommend arriving a day or two before your cruise departure, rather than on the day of departure.

If you are booking a trip on your own, make sure you allow plenty of time to get to the port where your ship is departing from.

Summary of Cruise Ships and Hurricanes

Although certain times of the year are riskier for ship itineraries and schedules to maintain, cruising during hurricane season isn’t necessarily a bad idea. In the Northern Hemisphere, hurricane season spans most of the summer and fall, so it can be hard to avoid, especially for families who want to travel when kids are out of school. Plus, cruises during hurricane season can be cheaper or come with special perks.

The best way to avoid disruptions is to buy travel insurance, use a credit card that provides insurance, and choose a destination that minimizes the effects of weather.

Insurance benefits: Travel Delay Insurance

  • Up to $500 per covered trip delayed six hours or more, with two claims allowed per covered card per rolling 12-month period.

  • Eligibility and rewards levels vary by card; terms, conditions and restrictions apply.

  • The insurance will be underwritten by New Hampshire Insurance Company, an AIG subsidiary.

Insurance benefits: Trip Cancellation and Interruption Insurance

  • Trip Cancellation and Interruption Insurance maximum coverage is $10,000 per covered trip and $20,000 per covered card over any 12 consecutive months.

  • Eligibility and rewards levels vary by card; terms, conditions and restrictions apply.

  • The insurance will be underwritten by New Hampshire Insurance Company, an AIG subsidiary.

Insurance benefits: Baggage Insurance Plan

  • The Baggage Insurance Plan coverage provides coverage for Covered Baggage that is lost, damaged or stolen while a Covered Person is traveling on public transportation (such as plane, train, boat or bus) when the full ticket fare for the trip (one-way or round trip) has been charged to a Covered Card. Coverage is provided up to $2,000 for checked baggage and $3,000 for checked and carry-on baggage combined, beyond the coverage provided by the Public Transportation Agency. Coverage is also subject to an aggregate limit of $3,000 per Covered Trip. For New York State residents, there is an aggregate limit of $10,000 for all Covered Persons per Covered Trip, with a limit of $2,000 per bag/suitcase per Covered Person.

  • Eligibility and rewards levels vary by card; terms, conditions and restrictions apply.

  • Underwritten by AMEX Assurance Company.

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